How People Burn Money on Their Car Insurance - Toyota Parts Blog


Are you looking for ways to lower your car insurance?

If you want to slash your premium without sacrificing your coverage, avoid these mistakes.

  • Not checking the competition – Whether you’re buying a new car or just renewing your policy, it’s in your interest to get several insurance coverage quotes. It’s the best way to find the lowest prices on car insurance.
  • Pay extra coverage on older vehicles – Always keep in mind the value of your vehicle. As your car gets older, you don’t want pay extra on comprehensive coverage or collision. It’s not worth it.
  • Failure to communicate with insurance company – Maybe you’ve gotten a job closer to home or maybe you now telecommute. Inform your insurance company of major changes in your life, it could affect your policy.
  • Towing coverage – Unless you’re driving a lemon, you probably won’t need this service. It’s probably cheaper to just pay for a tow truck when you need it.
  • Speeding/reckless driving – Getting speeding tickets will cost you more when it comes to buying insurance. It’s always better to drive safe. You’re less likely to get into accidents, and your insurance premium won’t rise.
  • Not asking – Most car insurance companies offer various types of discounts. You could be missing out on special savings if you don’t ask. Always see what types of discounts your insurance company offers.

Avoiding these mistakes will help you save money. To lower vehicle-related costs ever more, take care of your vehicle. Get regular oil changes and use genuine parts. For instance, using genuine Toyota parts can help improve vehicle performance.

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Written by Tom Blackman